Insurance telematics provides the means for both the insurer and the fleet operator to manage driver behaviour for the better, and in turn, dramatically reduce loss ratios as a result of accidents.

Using Cartrack’s Insurance Telematics technology, drivers are assessed based on many key driving habits and behaviours, including:

• The specific time of day that drivers are on the road
• The amount of kilometres driven in a month
• The high-risk areas that vehicles are predominantly driven or parked in
• Driver specific elements such as speeding, sharp cornering and harsh braking, which increases the driver’s risk profile