Why Insurance Telematics?
Insurance telematics provides the means for both the insurer and the fleet operator to manage driver behaviour for the better, and in turn, dramatically reduce loss ratios as a result of accidents.
Using Cartrack’s Insurance Telematics technology, drivers are assessed based on many key driving habits and behaviours, including:
- The specific time of day that drivers are on the road
- The amount of kilometres driven in a month
- The high-risk areas that vehicles are predominantly driven or parked in
- Driver specific elements such as speeding, sharp cornering and harsh braking, which increases the driver’s risk profile

How Insurance Telematics Works

For Insurers
